These details show that banks have option to reduce all fraud crimes to virtually ZERO simply by exploiting KEY and PIN system.
Fraud crimes will continue to grow until banks exploit KEY and PIN system described on website www.xwave.co.uk which will make both signature and PIN systems reliable and foolproof. This system will eliminate the need for us to protect our personal and PIN details since fraudsters will not get tempted to misuse them.
KEY and PIN system could be treated like international ID card since it will personalise signature and PIN to the right individual in any country in the world.
Fraud crimes will be a thing of past if banks and the government exploit KEY and PIN system.
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